
The website name attracted me, and their punchline as well: Paying Paul, without robbing peter! Ha!! I think that’s how the name of the website came up, payingpaul.com. Well, this site is full of text and text but informative text. Specially, if you are looking for debt information resources.Many of you guys might not be taking these informative websites seriously, but these websites only come to your rescue when you get into such kind of situations in life. Rather than approaching them at the last moment, it’s better to keep your knowledge updated on these important aspects of personal finance.
Getting help from debt management companies is one of the ways to get rid of difficult situations when we don’t know much about what could happen with the pile of debt. By providing a small form to fill up and drive the visitor to get debt help, the website has also accomplished to save time for the knowledgeable visitor.
Now a days, credit card debt is the biggest problem the new generation facing and I have seen the real life examples of worse credit card debt situations with few of my friends. I think the credit card debt assistance programs that this site was talking about might come to their rescue only.
These might be for small debts, but what if someone is going bankrupt. Filing for bankruptcy will discharge you of all your non-secured debts, leaving you with a fresh start and a chance to better manage your finances. The downside however is that it will reflect on your credit rating and it will give you a harder time to obtain loans and financing in the future. So it’s very important decision and bankruptcy filing help will be always handy then.
I most of the times assume that the websites with lot of text are really informative, and this website does not break my assumption but what I would like to see is appropriate use of images on every page. This will help to avoid the monotonous look of the website and help to make an impression in visitor’s mind.
Looking at the placement of tabs at the top, I think these are taking bigger real estate of the homepage than needed. Those can be squeezed.
Even there is good scope to use the space below the small form effectively. Currently, that space has been left vacant and if there are no plans to use it then I would suggest to promote some debt management programs through affiliate links.
The site owner has done a good job in interlinking the webpages of the site, but I think it’s little excessive as almost each and every relevant keyword has been giving a link. This causes lot of hopping when we analyze the user behavior on the website. The site should have good interlinking but limited.
Overall, I know you would not like to miss bookmarking this important informative resource in your finance category websites.

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You are right that filing bankruptcy is a fresh start and a chance to better manage your finances. But it will affect to our credit record until 7 years. So, I think we must avoid bankcruptcy…